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The new Consumer Financial Protection Agency I have proposed will ensure ordinary Americans get clear and concise financial information. We must put an end to confusing loan contracts, hidden fees attached to mortgages, and unfair penalties that appear without warning on bank statements. The 3 credit Charlotte Credit Card Accountability Responsibility and 3 credit Charlotte Disclosure Act of 2009 began reining in some of these deceptive tactics when it recently took effect. The Presidents Advisory Council on Financial Capability is also looking for new ways to help 3 credit Charlotte individuals make informed decisions and to educate our children on core financial competencies. While our Government has a 3 credit Charlotte critical role to play in protecting consumers and promoting financial literacy, we are each responsible for understanding basic concepts: how to balance a checkbook, save for a childs education, steer clear of deceptive financial products and practices, plan for retirement, and avoid accumulating excessive debts. where can i get a free credit report To 3 credit Charlotte learn more, visit: MyMoney.gov or call toll-free 1-888-MyMoney for helpful guidance and resources. Our Nations future prosperity 3 credit Charlotte depends on the financial security 3 credit Charlotte of all Americans. This month, let us each take time to improve our own financial knowledge and share that knowledge with our children. Together, we can prevent another crisis and rebuild our economy on a stronger, more balanced foundation.

NOW, THEREFORE, I, BARACK OBAMA, President of the United States of America, by virtue of the authority vested in me by 3 credit Charlotte the Constitution and the 3 credit Charlotte laws of the United States, do hereby proclaim April 2010 as National Financial Literacy Month. how to check your credit I call upon all Americans to observe this month with programs and activities 3 credit Charlotte to improve their understanding 3 credit Charlotte of financial principles and practices.

IN WITNESS WHEREOF, I have hereunto set my hand this second day of 3 credit Charlotte April, in the year of 3 credit Charlotte our Lord two thousand ten, and of the Independence 3 credit Charlotte of the United States of America the two hundred and thirty-fourth. In honor of President Obama’s proclamation that April is “Financial Literacy Month” Freedom Debt Management, Inc. (”FDM”) 3 credit Charlotte is proud to offer “Knowing and Understanding Your Credit” published by the “Fannie Mae Foundation” free of charge to the general public. Interested parties can obtain their free financial literacy guide by simply calling 800-905-1563. Anthony Jurasinski, president of FDM stated “The Fannie Mae Foundation has published a concise easy to comprehend handbook covering topics such as understanding your credit score, ways to improve it, and most importantly a budget worksheet. company credit check free FDM’s main service is free budget counseling, and callers can receive a free session from a certified financial counselor as well” Darish Still, FDM’s Director of Education and Counseling 3 credit Charlotte added “The budget process, as simple as it may seem, is truly the first and most critical step for any individual or household that isn’t currently following and reviewing their household finances regularly.